Main Menu

LIFE INSURANCE
What I recommend: Term life insurance.
Any life insurance that builds cash value are ripoffs.

• What is life insurance?
• Whole life insurance
• Ways to Purchase Whole Life Insurance
• Whole life: Nonforfeiture Option
• Endowment Insurance and Modified Endowment
• Variable Whole Life
• Universal Life and Variable Universal Life
• Term insurance
• Return of Premium (ROP) Term Insurance
• Children Life Insurance
• What is a dividend?
• Life insurance: Medical Exam
• Accidental Death Benefit Rider
• United States Senate Report on Cash Value Life Insurance
• VIDEO: Suze Orman on Life Insurance
• Video : Dave Ramsey, Is Term Life Insurance For Everyone?
• Video 5: Dave Ramsey: Which term insurance is right?
  
• Whole Life vs Term Insurance
  
• Why Buy Term and Invest the Difference?
• Objections to Term Insurance
• Myths about cash value life insurance
• Theory of Decreasing Responsibility
• An Ideal Life Insurance Policy
• Money 101: Lesson 20 Life Insurance from CNN Money
• Life Insurance questions
  

MORTGAGES
What I recommend: FIX RATE MORTGAGES!

• About Mortgages
• Interest Only Mortgages
• Balloon Mortgages
• Adjustable Rate Mortgages
• Fixed Rate Mortgages
• Hybrid Mortgage
• Reverse Mortgage
• Subprime Mortgage
• What is Private Mortgage Insurance (PMI)
  
  
  
INVESTMENTS/BANK ACCOUNTS 
I recommend diversifying your portfolio
• About Mutual Funds
• Load Fund vs No-Load Fund
• Annuities
• Money Markets
• Savings accounts
• Checking accounts
• Certificate of Deposits (CDs)
  

INDIVIDUAL RETIREMENT ACCOUNTS(IRA)


• About IRAs
• Traditional IRA
• Roth IRA
• Comparing Traditional IRA to Roth IRA
• Other IRAs (SEP, SIMPLE, Rollover, etc.)
• How to borrow money from IRA
• Age 59 1/2 Rule
• IRS Publication 590.pdf

EDUCATION ACCOUNTS
• About Education Plans
• 529 Plans
• Coverdell Education Savings Account
• UGMA/UTMA
  

OTHER FINANCIAL TOPICS
• What your financial plan should have
• Credit Cards and Budgeting
• Debt Crisis of the 21st Century
• Simple Interest vs. Scheduled Interest
• Debt Repayment: Why Interest Rate Doesn't Matter
• Difference between dividend from life insurance and investments
• Investment Tip: Dollar Cost Averaging
• Rule of 72
• Ways to lower your Estate Taxes